High Value Home Insurance

What are some important coverages in our Premier policy?

These are included in our HO5 policy at no additional cost, and only just a snapshot of what it offers.

A picture of a large kitchen with stainless steel appliances and an island.
Equipment Breakdown + Service Line
An illustration of an electrical line entering a home for Service Line covergae.
Equipment Breakdown + Service Line

This coverage protects your equipment, electronics, and the service lines that enter your home (e.g., water, electrical, and communication lines) from sudden breakdown.

A picture of a gavel for Personal Injury coverage.
Personal Injury
An illustration of the scales of justice for Personal Injury coverage.
Personal Injury

This coverage protects you from incidents such as false arrest, defamation of character, and invasion of privacy—just to name a few.

A picture of a luxury watch and necklace for Special Personal Property.
Special Personal Property
An illustration of a fur coat for Special Personal Property.
Special Personal Property

A standard homeowners policy will cover your belongings for only specific types of claims, such as fire or theft. Our premier policy broadens that to cover your content for all claim types unless it is specifically excluded in the policy.

How do our Homeowners policies compare?


Optional coverages that can be added to our Signature policy are included in Premier.

 

 

Premier
(HO5)

Signature
(HO3)

Cost to Rebuild

$350k -
$2M

$200k -
$1M

Coverage C Increased Special Limits

Included!

Add-on

Equipment Breakdown + Service Line

Included!

Add-on

Special Personal Property

Included!

Add-on

Personal Injury Liability

Included!

Add-on

Food Spoilage

Included!

Excluded

Lock Replacement

Included!

Excluded

 

 

Does saving on insurance sound good to you?

Our Premier policy provides high-value homeowners the HO5 insurance they've been wanting—for less. More for replacing your home, more for replacing your things, and more insurance coverage than we can fit in this box. Call us to see if you're eligible:

(866) 999-5545