Terms of Use

Policyholder Service Center

1. USER’S ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS

Security First Insurance Company (referred to as “us” or “we”) provides this web self- serve tool and various related services (together referred to as this “site”) subject to your compliance with all the terms, conditions, and notices contained or referenced herein (the “Terms of Use”), as well as any other written agreement between us (or your company). Amendments, modifications or changes to this statement will be posted at this Uniform Resource Locator (URL) address and will be effective when posted.

PLEASE READ CAREFULLY BEFORE USING THIS WEBSITE. BY COMPLETING THE REGISTRATION PROCESS AND/OR USING THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT WISH TO BE BOUND BY THE THESE TERMS OF USE, PLEASE EXIT THE SITE NOW. YOUR REMEDY FOR DISSATISFACTION WITH THIS SITE, OR ANY PRODUCTS, SERVICES, CONTENT, OR OTHER INFORMATION AVAILABLE ON OR THROUGH THIS SITE, IS TO STOP USING THE SITE AND/OR THOSE PARTICULAR PRODUCTS OR SERVICES. YOUR AGREEMENT WITH US REGARDING COMPLIANCE WITH THESE TERMS OF USE BECOMES EFFECTIVE IMMEDIATELY UPON COMMENCEMENT OF YOUR USE OF THIS SITE. YOUR CONTINUED USE OF THIS SITE FOLLOWING THE POSTING OF ANY AMENDMENT, MODIFICATION OR CHANGE TO THE TERMS OF USE SHALL CONSTITUTE YOUR ACCEPTANCE THEREOF.

This website is owned by the Security First Insurance Company. Except as stated herein, none of the material on this website may be copied, reproduced, distributed, republished, downloaded, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of the Security First Insurance Company. You also may not, without permission from Security First Insurance Company, emulate any material contained on this website. Any unauthorized use of any material contained on this website may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. You agree not to engage in systematic retrieval of data or other content from this website. You further agree not to create any kind of hyperlink from any other site to this website without the prior written permission of Security First Insurance Company.

2. REGISTRATION DATA AND PRIVACY

In order to access some of the services on this site, you will need to complete our online registration form, which requires certain information and data (“Registration Data”). Upon registration, an acount and password will be created. By registering, you agree that all information provided in the Registration Data is true and accurate and that you will maintain and update this information as required in order to keep it current, complete and accurate. You also grant us the right to disclose to third parties certain Registration Data about you. The information we obtain through your use of this site, including your Registration Data, is subject to our Privacy Policy, which is specifically incorporated by reference into these Terms of Use.

3. SECURITY AND PASSWORD

When you complete the online registration and create an account and password, you agree to the following conditions:

• Security First Insurance Company is authorized to act on instructions received under your password without any requirement to question those instructions;

• Security First Insurance Company is not liable for any unauthorized access to your personal information;

• You are solely responsible for maintaining the confidentiality of your password and account and for any and all statements made and acts or omissions that occur through the use of your password and account, including any mail sent and any charges incurred;

• You will notify the Security First Insurance Company immediately if you believe anyone else has obtained your password or if you believe unauthorized access has occurred or may occur;

• Security First Insurance Company may deny access or block any transaction made under your password without prior notice if we believe your password is being used by someone other than you, or if any unauthorized access to your personal information has occurred or may occur, or for any other reason, but we are under no obligation to do so. Therefore, you must take steps to ensure that others do not gain access to your password and account. Our personnel will never ask you for your password. You may not transfer or share your account with anyone, and we reserve the right to immediately terminate your account in the event of any unauthorized transfer or sharing thereof.

4. SECURITY

Please review our Privacy Policy above, which also governs your visit to this website.

5. DISCLAIMER

THE INFORMATION ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE SECURITY FIRST INSURANCE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED. THIS INCLUDES, BUT IS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR WEBSITES, OR SERVERS THAT MAKE THEM AVAILABLE, ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (5) THAT INFORMATIONCONTAINED IN THE SITE IS ACCURATE AS OF ANY PARTICULAR DATE.

6. LIMITATION OF LIABILITY

The information on this website has been obtained from sources believed to be reliable but is not guaranteed. The information and/or estimates herein are subject to change without notice and the posting of information on this website does not imply that there has been no change in such information. Security First Insurance Company disclaims any responsibility or liability for, and shall not be subject to or required to pay, any damages, losses or expenses caused by the use of this website including, but not limited to, any viruses contained within the electronic files on this website. Any addresses of or links to other websites, which may be contained herein, are given for the convenience of the user only. Security First Insurance Company has not participated in the preparation, compilation or selection of information on any other website, and assumes noresponsibility or liability for the contents thereof.

7. JURISDICTION

Unless otherwise specified, the materials in our website are presented to provide information about Security First Insurance Company, our insurance products and the insurance business Security First Insurance Company operates and controls in the State of Florida. Florida law shall govern and control any action concerning Security First Insurance Company’s websites, and any causes of action shall be brought in Volusia County, Florida. We do not in any way imply that the materials on the websites or the products we discuss are available for use in any jurisdiction in which we are not licensed to do business, or that we are soliciting business in any such jurisdiction.

8. MISCELLANEOUS

These Terms and Conditions, and the agreement they create, shall be governed by and interpreted according to the laws of the State of Florida.

If any provision of this agreement is unlawful, void, or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.

Security First Insurance Company may modify these Terms of Use, and the agreement they create, at any time, simply by updating this posting or the information on its websites and without notice to you.

Contacting us:

If you have any questions about the Privacy Policy, Terms of Use, or the practices of this site, you can contact us at CustomerService@SecurityFirstFlorida.com.