Older Home Insurance

Optional Coverages

These additional coverages can be added to certain insurance policies to help insure your aging Florida home.

A picture of a pool with a screen enclosure attached to the house.
Hurricane Screened Enclosures & Carport Coverage
An illustration of a home with an attached pool screen enclosure and a carport.
Hurricane Screened Enclosures & Carport Coverage

Add coverage for hurricane screened enclosures and carports to your policy. This coverage protects your screened enclosure and carport in the event of a loss due to a covered peril.

A picture of a window on a home's front door that was broken into.
Vandalism & Malicious Mischief Coverage
A picture of a window on a home's front door that was broken into.
Vandalism & Malicious Mischief Coverage

Adding vandalism and malicious mischief coverage offers greater protection by covering damage caused by criminals, like theft and vandalism.

A picture of an older home getting reconstructed.
Replacement Cost Loss Settlement Coverage
A picture of an older home getting reconstructed.
Replacement Cost Loss Settlement Coverage

Replacement Cost Loss Settlement Coverage is an optional coverage that provides dwelling and other structures coverage (Coverage A and B) on a replacement cost basis, meaning that the materials are valued as if brand new instead of their depreciated value.

Homeowners Insurance for Older Florida Homes

We’ve created a policy that provides insurance for homes that are more than 30 years old and those that have unique features that may otherwise be ineligible for a standard home insurance policy. You have options - let us help!

Call our team for a personalized quote: (866) 999-5545

A Rated by Demotech, Inc.

Every Floridian, especially those with aging homes, deserve a reliable homeowners insurance company.

Demotech Rating