Older Home Insurance

Optional Coverages

These additional coverages can be added to certain insurance policies to help insure your aging Florida home.

A pool with a screen enclosure attached to the house
Hurricane Screened Enclosures & Carport Coverage
Illustration of a closed off space with personal materials and plants inside
Hurricane Screened Enclosures & Carport Coverage

Add coverage for hurricane screened enclosures and carports to your policy. This coverage protects your screened enclosure and carport in the event of a loss due to a covered peril.

A broken window on a home's front door
Vandalism & Malicious Mischief Coverage
A broken window on a home's front door
Vandalism & Malicious Mischief Coverage

Adding vandalism and malicious mischief coverage offers greater protection by covering damage caused by criminals, like theft and vandalism.

An older home is getting reconstructed
Replacement Cost Loss Settlement Coverage
An older home is getting reconstructed
Replacement Cost Loss Settlement Coverage

Replacement Cost Loss Settlement Coverage is an optional coverage that provides dwelling and other structures coverage (Coverage A and B) on a replacement cost basis, meaning that the materials are valued as if brand new instead of their depreciated value.

Homeowners Insurance for Older Florida Homes

We’ve created a policy that provides insurance for homes that are more than 30 years old and those that have unique features that may otherwise be ineligible for a standard home insurance policy. You have options - let us help!

Call our team for a personalized quote: (866) 999-5545

A Rated by Demotech, Inc.

Every Floridian, especially those with aging homes, deserve a reliable homeowners insurance company.

Demotech Rating