Older Home Insurance

Explore our coverage options for homes over 30 years old.

Find Coverage for Your Older Home

We know that finding insurance for older Florida homes can be difficult. We offer a policy that provides insurance for homes that are more than 30 years old and those that have unique features such as older roofs that may otherwise be ineligible for a standard policy.

You have options—contact us for help! We are available to answer your questions and give you a quote.

Additional  Coverage Options

We offer a wide range of flexible coverage options to ensure that you have the right fit for your needs.

Premier Homeowners Insurance

Signature Homeowners Insurance

Dwelling Flex

Dwelling Basic

Optional Add-Ons

Additional coverages can be added to certain insurance policies to help protect your older Florida home.

Screened Enclosures & Carport Coverage

Coverage for hurricane-screened enclosures and carports protects your screened enclosure and carport in the event of a loss due to a covered peril.

Vandalism & Malicious Mischief Coverage

Vandalism and malicious mischief coverage offers more protection by covering damage caused by criminals, like theft and vandalism.

Replacement Cost Loss Settlement Coverage

Replacement Cost Loss Settlement Coverage provides dwelling and other structures coverage (Coverage A and B) on a replacement cost basis. This means that the materials are valued as if brand new instead of their depreciated value.

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