Security First Insurance

As Floridians ourselves, we know what it’s like to live in a state prone to hurricanes and we
understand the importance of making sure your home is insured by a company that will be there
for you after the storm. The chart below shows the cost to Security First Insurance if historical
hurricanes were to make landfall today and the amount of reinsurance we purchase to keep our
company financially stable after multiple catastrophes.

Florida regulators suggest insurance companies purchase reinsurance (insurance for insurance
companies) for one 100-year event and one 20-year event. A 100-year event is a catastrophic
event so big that it has only a 1% (1/100) chance of occurring in a single year. A 20-year event has
a 5% (1/20) chance of occurring. Many private insurance companies purchase only the minimum.
We purchase reinsurance for more than four hurricanes—more than the 100-year event**, one
20-year event and an additional two 5-year events. We go above and beyond to provide you with the "peace of mind" you deserve.