How to Shop for Homeowners Insurance
Whether you own or rent, we have quick & easy tips to guide you through the process of finding the insurance company that's right for you. By following these steps, you can save money and find better customer service in just a few minutes.
1. Evaluate Financial Strength
We live in a state prone to hurricanes, so it's critical to evaluate financial stability. There are only a handful of companies in Florida that have the financial strength to endure multiple hurricanes. We’re one of them. Learn more about how you can determine a company's financial stability.
2. Review Price & Coverage
An insurance agent can give you a personalized quote and an "apple to apples" comparison. We understand each homeowner and renter has unique insurance needs, so we offer greater flexibility in choosing coverages. Our Instant Quote is a great place to start, and an agent can tell you if you're eligible for additional discounts and savings. Print the instant quote or email it to your agent. You'll have both of these options at the results screen. Need an agent? Use our Agent Locator.
3. Compare Features & Service
Make a list of services that are important to you. Many homeowners start their search thinking about price alone. There are several important areas to consider: customer service, convenience, and commitment to Florida. Download and print our comparative checklist and use it as a guide when evaluating other companies.
4. Switching is Easy!
Following these steps will make the switching process easier and faster. You do not have to wait until your renewal time to start saving today!
Ready to get started?
Fill out the online property quote form. By completing this form and bringing the printout to your agent, you'll speed up the process. It also great for detailed quotes.
Tip: Bring your agent a copy of the first page of your current policy (Declarations Page) and Wind Mitigation Inspection Form to help determine if any discounts can be applied.
Need an agent? Use our free agent locator: